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Wednesday, March 30, 2011

Life Fulfillment_Part 1


3 Primary Results of Achievement for Better Life Fulfillment.
  1. Happiness
  2. Peaceful
  3. Healthy
How to achieve?
  1. Financially, if you are well prepared with good amount of savings, no debt and good long term financial ROI plan...and Bottomline...Money must Work for You.
  2. Health, physically and mentally you are well taken care of with good healthy condition and good level of insurance protection. 
  3. Relationship, build with right amount of friends and relatives who can be trusted and care for.
  4. Family, all the above will be overshadowed if family is not prioritized and not well taken care.
The above should be the fundamental in living the life that everyone would love to achieve....but these are some of the surfaces that we want to achieve...there are more works required to achieve or pave the path for achievement......Stay tuned for more..

Best Malaysia FD Rates as of 31st March 2011

Normal Fixed Deposits Rate per Year investment. (Best in Market in order)
1) Affin Bank - 3.30% but you should able to get 3.38% if amount >$100K
2) Alliance Bank - 3.10%, but some branches do have promo with 3.23%
3) AmBank - 3.10%
4) RHB Bank - 3.10%
5) CIMB Bank - 3%
6) Std Chartered - 2.80%

As of 31st March, 2011.

Thursday, November 18, 2010

Plan for Coming 2011

In the interest of current economy performance and how our society shaping towards the betterment in life, everyone need to understand that routing the journey in upbeating the experience of achieving of good career enrichment, business evolution and enhancing in the right education path is critical. Economically, all sectors across the planet is experiencing downturns and some of us are still wondering what will be the future for them and their children in coming years.
Time for us not to "Blame the System but Blame Ourself for Not Trying to Change Our Own Life".....I'm asking everyone, what will you do knowing our current situation from poverty, education, career, socio-economy and future? The leaders are placing the seed but how it grow, where its being dropped or when it's going to grow...questionable for all of us, but it will organically grows in everyone's life. Ask yourself what are you doing to build this motivation that will lead you to see the result. Are we smartly acting and playing our role as an intelligent human being. Well.....i can keep justifying and rectifying pros and cons.....my question to all ....What are we doing to prepare for better future for the society? Ask yourself from the view of your poverty level, education path,etc. where are you in 2010?

Optionals and but i find these steps helpful when it comes to planning:
Step (1): Start sharpening our brain and not the "sword". Put the thoughts and think through what you will do for yourself and for the upcoming days. Build the roadmap of where do you want to see yourself in lifetime achievements......if you never try to plan and at every attempt if you fail to try then u fail to achieve betterment as an individual.
Step(2) Put your problem aside and think what you want to do.....by the way....year 2010 is coming to end....talk to your friends, family members and anyone that would listen to your ideas. Let's make 2011, a year that we will strive for betterment in a smart and peaceful approach.
Step(3) Put a wishlist consists of the "NEEDS" and "WANTS". Needs that you must have have and Wants that nice to have but not in the high priority in your list and you will revisit it when you complete the NEED part.
Step(4) Place a milestone for each of these listed items. Don't be greedy or selfish, be rationale and be optimistic when you plan this out.
Step(5) List out the result of 2010 and think which you did plan and fail and what went wrong. This is the Lesson Learn list which will help you to guide in the future that you will not repeat the same mistake again.
Step(6) Most important thing that i would add in is "Networking". This is very important aspect in life. Some of us are rather a "passive" society....perhaps the way we was brought up. But silents do carry huge weight in some situations but being aggressive in what we want to achieve will carry greater value.

Hope some of the points do help some of you out there... will keep posting information on Live 4 Better Life blogs...

Be Smart Savvy Human